Comprehensive financial planning is a holistic financial planning approach that integrates investment management, retirement planning, tax strategies, estate planning, insurance analysis, and cash flow management—all coordinated to support your long-term financial goals. You need an adviser who can align all of your financial decisions with your lifestyle goals. Investment management alone is not enough.

Yes, as CFP professionals, we have a fiduciary duty to put your interests before our own. Unfortunately, this isn’t the case for all “financial advisors”.

The CFP certification is the “gold standard” in financial planning. CFPs commit to high ethical standards set by the CFP Board and risk losing their certification for violating those ethical standards. It requires rigorous education to receive the certification and continual education to retain the certification. CFPs must commit to placing clients’ interest above their own. For more information on the CFP certification, click here. Why Choose a CFP® Professional | CFP - Let's Make a Plan 

Our only compensation is the fee our clients pay for our services. We do not receive any commissions or “kick-backs” from products sold. We work as advisors, not as salesman. Our position is that commissions create conflicts of interest and muddy client relationships. We are committed to providing independent, objective financial advice with a fiduciary oath. Click here to learn more about NAPFA and Fee-Only advising. What is Fee-Only Financial Advising | NAPFA 

Yes, due to the level of service we provide each of our clients, we require a minimum account size of $750,000 (or a minimum annual fee of $7,000). Exceptions can be made for individuals who are well-positioned and committed to reaching this level within 2 years. 

We generally work with the following clients:  

• Retirees or individuals nearing retirement concerned with providing income for their future 

• Business owners or corporate executives 

• Young professionals working to build their wealth 

• Individuals who have experienced an infrequent event– inheritance, sale of business or real estate, or insurance proceeds, etc. 

• Individuals who have recently gone through a major change in their life circumstances, such as a divorce or death of a spouse